Go rural, live grand: Explore the potential of Mann Mortgage’s USDA loans!
The BEST way to make rural living affordable, enabling more purchases in these special areas with $0 down.
What are USDA RD home loans?
Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.
USDA RD loans at a glance.
- USDA Loans are renowned for their zero down payment requirement, making homeownership more accessible for individuals without a large upfront sum.
- Our Lewiston Office’s USDA Loans primarily cater to rural and suburban areas, potentially covering communities like Clarkston Heights-Vineland, Uniontown, and Genesee.
- USDA Loans consider your income to ensure it aligns with the program’s requirements, allowing you to secure a loan that fits your financial capabilities.
- While a solid credit history is advantageous, USDA Loans may be available to individuals with slightly lower credit scores, increasing your chances of approval.
- USDA Loans often feature fixed interest rates, providing predictability and consistency in your monthly payments.
Understanding the USDA Loan Process in the Lewiston Office:
Once prequalified, submit a formal loan application, accompanied by documentation relating to your income, credit history, and the property you intend to purchase.
The property you plan to buy will undergo an appraisal to ensure it meets the required standards and falls within the eligible location.
Your application and supporting documents will be meticulously reviewed by the Lewiston Office’s loan processing team.
The underwriting team will evaluate your entire application package before providing the final approval decision.
Applying for a home has
never been easier
Our quick and secure process takes less than 10 minutes to apply.
Learn more about
USDA RD loans
By immersing yourself in this guide, you’ve embarked on a journey of understanding USDA Loans within our Lewiston Office area. Armed with this knowledge, you’re better equipped to make informed choices as you progress toward the goal of homeownership.
Let's get you home.
100% financing with low closing costs for homes in eligible rural areas. Our local loan experts will help guide you.