Affordable homeownership starts here with FHA loans from Mann Mortgage!
America's most used Affordable Housing program gives you great rates with minimal down payment and flexible credit options.
What are FHA home loans?
Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.
at a glance.
- FHA loans are insured by the Federal Housing Administration (FHA), which allows lenders to offer more favorable terms to borrowers.
- One of the most attractive features of FHA loans is the low down payment requirement, which can be as low as 3.5% of the home’s purchase price.
- FHA loans are accessible to borrowers with lower credit scores compared to conventional loans, making them a viable option for those with less-than-perfect credit.
- FHA loans offer options for refinancing that can help borrowers lower their monthly payments and potentially save on interest over the life of the loan.
- Borrowers can choose between fixed-rate and adjustable-rate FHA loans, giving them flexibility in selecting a mortgage that suits their financial situation.
Understanding the FHA Loan Process in the Lewiston Office:
Determine your eligibility by providing basic financial information to our Lewiston Office.
Submit a formal loan application, along with necessary documents, to initiate the loan process.
The property you intend to purchase will undergo an appraisal to determine its value and ensure it meets FHA standards.
The Lewiston Office will review your application, credit, and financial documents to assess your eligibility for the loan.
Once your application is approved, you’ll receive an official offer detailing the loan terms and conditions.
Complete the necessary paperwork, pay closing costs, and officially become a homeowner.
Applying for a home has
never been easier
Our quick and secure process takes less than 10 minutes to apply.
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FHA loans offered by our Lewiston Office can be an excellent pathway to homeownership, especially if you’re looking for more flexible credit requirements and a lower down payment. However, it’s essential to consider both the benefits and limitations before making your decision. The Lewiston Office professionals can provide personalized guidance to help you navigate the FHA loan process and determine whether it’s the right choice for your unique circumstances.
Let's get you home.
Flexible requirements, low credit score qualifying, & as little as 3% down. Our local loan experts will help guide you.